$20 Monthly Coaching Session
Our monthly in-person coaching sessions are designed to give you continuous, hands-on guidance throughout your financial journey. Each month, we’ll focus on a key area of personal finance, from setting realistic goals and creating a budget to managing debt, automating your finances, and even getting started with investing. With each session, we’ll build on your progress, ensuring that you have the tools and confidence to achieve your financial goals while balancing the demands of student life. Let us help you take control of your money, one month at a time!
What you will Learn in these Sessions
In our monthly in-person coaching sessions, we’ll work closely with you to guide your financial journey, ensuring steady progress and confidence with your finances. Here’s what we’ll focus on each month:
Month 1: Financial Overview & Goal Setting
We’ll begin by getting a complete picture of your current financial situation, including income, expenses, debt, and savings. We’ll discuss your short- and long-term goals, whether it’s saving for a spring break trip, building an emergency fund, or paying off student loans. Together, we’ll create a personalized action plan to guide your progress.
Month 2: Budgeting & Conscious Spending
This session is all about mastering budgeting. We’ll review your spending habits and help you set up a budget that works for you. You’ll learn how to prioritize your expenses and set aside money for your goals while still enjoying the things you love.
Month 3: Credit Health & Debt Management
We’ll dive deep into understanding credit—how to build and maintain a strong credit score, manage credit cards, and reduce any existing debt. You’ll walk away with practical strategies to avoid debt traps and improve your financial standing.
Month 4: Saving & Building Financial Resilience
This month, we’ll focus on building your savings through smart strategies, including setting up high-interest savings accounts and creating an emergency fund. We’ll help you determine how much to save and where to stash your cash so it’s working for you.
Month 5: Automating Your Finances
To save you time and mental energy, we’ll help you automate your finances. This session covers setting up automatic payments, transfers to savings, and even automatic investments. The goal is to make your money management system run effortlessly.
Month 6: Introduction to Investing
In this session, we’ll introduce you to investing basics and explore options that are best suited for students, such as opening a Roth IRA or investing in low-cost index funds. We’ll walk you through setting up your first investment account and teach you how to build wealth over time.
Month 7 and Beyond: Check-ins & Advanced Strategies
As we continue our coaching, each session will be a check-in to track your progress, troubleshoot any challenges, and introduce more advanced financial strategies based on your goals—whether that’s maximizing your investments, saving for a major purchase, or preparing for life after graduation.
Ready to Sign Up?
Interested in learning how Nittany Financial Freedom can help you take control of your finances? Schedule a free 15-minute meeting with me to discuss how our personalized coaching and resources can guide you on your path to financial independence.
Schedule your meeting today and take the first step toward financial freedom!