Stress less, Save More – Your Future Begins with this Page
At Nittany Financial Freedom, we understand that every student learns differently, which is why we offer two flexible options to guide you on your path to financial independence. You can choose to work through our self-paced online modules, which cover essential topics like budgeting, saving, and automating your finances—perfect for those who want to learn at their own pace and on their own schedule.
For those who prefer a more personalized approach, we offer one-on-one coaching sessions. These sessions are tailored to your unique financial situation, giving you the opportunity to dive deeper into your goals and get expert advice on how to streamline your finances.
Learn More about our Self-Paced Study Modules
6-Week Online Learning Module
At Nittany Financial Freedom, our 6-week online module program is designed to help Penn State students build a solid financial foundation while balancing the demands of college life. Each week, you’ll focus on a critical aspect of personal finance, with content specifically tailored to the unique financial challenges students face.
What you will Learn in our Online Modules
Week 1: Mastering Credit Cards
Learn the ins and outs of using credit cards responsibly. You’ll understand how to avoid debt traps, build your credit score, and take advantage of rewards programs. By the end of the week, you’ll feel confident managing your credit cards to your advantage, rather than dreading your monthly statement.
Week 2: Setting Up High-Interest Savings Accounts
Discover how to make your money work for you by opening high-interest savings accounts. You’ll learn the importance of earning interest on your savings and how to select accounts that offer the best rates. This week focuses on practical ways to maximize your savings as a college student, even if you’re working with a tight budget.
Week 3: Opening a Roth IRA
It’s never too early to start investing for retirement. This week, we’ll guide you through opening a Roth IRA, explaining the tax benefits and why it’s one of the best tools for long-term financial growth. You’ll get step-by-step instructions on how to open an account with little money, perfect for students looking to get ahead.
Week 4: Conscious Spending & Budgeting
College life is filled with financial temptations, and this week is all about teaching you how to spend consciously while still enjoying life. You’ll learn budgeting techniques that help you allocate money to the things that matter most, like experiences or goals, while cutting back on unnecessary spending.
Week 5: Automating Your Finances
Take the stress out of managing money by automating your accounts. This week, you’ll learn how to set up automatic payments for bills, savings transfers, and investments so your finances can run on autopilot. You’ll see how small adjustments can lead to big improvements in your financial health without taking up your time.
Week 6: The Power of Investing
Investing is one of the most important steps toward building wealth, and in this final week, you’ll learn the basics of investing in stocks and other assets. We’ll break down complicated concepts into easy-to-understand lessons so you can start investing with confidence, even as a student.
Why Our Study Modules are Perfect for Students
Each module is specifically catered to college students, with tips and strategies that work for people managing tuition, part-time jobs, and everyday student life. You’ll finish the course with a personalized financial plan designed to help you navigate your college years and beyond.
Learn More about our Finance Coaching Options
Our $20 Monthly Coaching Sessions
Our monthly in-person coaching sessions are designed to give you continuous, hands-on guidance throughout your financial journey. Each month, we’ll focus on a key area of personal finance, from setting realistic goals and creating a budget to managing debt, automating your finances, and even getting started with investing. With each session, we’ll build on your progress, ensuring that you have the tools and confidence to achieve your financial goals while balancing the demands of student life. Let us help you take control of your money, one month at a time!
What you will Learn in these Sessions
In our monthly in-person coaching sessions, we’ll work closely with you to guide your financial journey, ensuring steady progress and confidence with your finances. Here’s what we’ll focus on each month:
Month 1: Financial Overview & Goal Setting
We’ll begin by getting a complete picture of your current financial situation, including income, expenses, debt, and savings. We’ll discuss your short- and long-term goals, whether it’s saving for a spring break trip, building an emergency fund, or paying off student loans. Together, we’ll create a personalized action plan to guide your progress.
Month 2: Budgeting & Conscious Spending
This session is all about mastering budgeting. We’ll review your spending habits and help you set up a budget that works for you. You’ll learn how to prioritize your expenses and set aside money for your goals while still enjoying the things you love.
Month 3: Credit Health & Debt Management
We’ll dive deep into understanding credit—how to build and maintain a strong credit score, manage credit cards, and reduce any existing debt. You’ll walk away with practical strategies to avoid debt traps and improve your financial standing.
Month 4: Saving & Building Financial Resilience
This month, we’ll focus on building your savings through smart strategies, including setting up high-interest savings accounts and creating an emergency fund. We’ll help you determine how much to save and where to stash your cash so it’s working for you.
Month 5: Automating Your Finances
To save you time and mental energy, we’ll help you automate your finances. This session covers setting up automatic payments, transfers to savings, and even automatic investments. The goal is to make your money management system run effortlessly.
Month 6: Introduction to Investing
In this session, we’ll introduce you to investing basics and explore options that are best suited for students, such as opening a Roth IRA or investing in low-cost index funds. We’ll walk you through setting up your first investment account and teach you how to build wealth over time.
Month 7 and Beyond: Check-ins & Advanced Strategies
As we continue our coaching, each session will be a check-in to track your progress, troubleshoot any challenges, and introduce more advanced financial strategies based on your goals—whether that’s maximizing your investments, saving for a major purchase, or preparing for life after graduation.
Ready to Sign Up?
Interested in learning how Nittany Financial Freedom can help you take control of your finances? Schedule a free 15-minute meeting with me to discuss how our personalized coaching and resources can guide you on your path to financial independence.
Schedule your meeting today and take the first step toward financial freedom!